Products Offered

Although groups are able to join the Coalition by integrating their own products (insured by BlueCross BlueShield of WNY) into the Coalition, the Labor-Management Healthcare Fund offers their own platform of benefits for active employees and retirees (pre Medicare and Medicare eligible). 



They are as follows:

Active Employee Plans

Value Plan (POS 204) (pdf)

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Core Plan (POS 203) (pdf)

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Enhanced Plan (POS 202) (pdf)

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LMHF Bronze Plan (pdf)

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Pre-Medicare Plans

Core Plan (POS 203) (pdf)

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Traditional Blue PPO 812 (can permanently relocate from the WNY area) (pdf)

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Medicare Eligible Plans

Traditional Blue PPO 812 (can permanently relocate from the WNY area) (pdf)

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Passport PPO (must be WNY resident for six months each year) (pdf)

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Encompass 65-HMO 401 (pdf)

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Encompass 65-HMO 402 (pdf)

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Medicare Part D Creditable Coverage

The Labor-Management Healthcare Fund has determined that the prescription drug coverage offered in our retiree drug plans is, on average for our plan participants, “creditable coverage” as defined by Medicare.

If you are enrolling in a Medicare Part D plan of benefits and require a Notice of Creditable Coverage, please contact the LMHF office at (716) 601-7980. It is important to note; however, that enrolling in a Medicare Part D plan may result in loss of coverage through the LMHF.

Information Regarding Your Prescription Benefits (pdf)

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Generic Drug Information (pdf)

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Dental Preferred Plan (pdf)

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The information contained on this site is not intended as a complete description of benefits; please refer to your plan booklets.